Website Terms and Conditions of Service
These terms outline the standards and rules of using our consultation website, providing clarity for all users regarding access, usage, and obligations.
January 3, 2026
Acceptance of Terms
Use of this website implies agreement to these terms. Users should carefully review all sections to understand both rights and responsibilities while engaging with our service. Continued access means ongoing acceptance.
Definitions
Key terms help clarify sections of these terms and conditions.
"Site" means this consultation website and its features, content, and contact forms.
"User" refers to any individual or organisation accessing or utilising the services or information presented on this site.
"Consultation" refers to personalised advice sessions focusing on financial negotiation and communication strategy, not financial product recommendations.
"Content" encompasses all articles, guides, and materials provided herein.
Service Usage Guidelines
By accessing and engaging with our services, users agree to utilise the consultation features responsibly and lawfully.
Eligibility
Users must be aged 18 or over and have the legal capacity to enter agreements under Australian law.
Consultations are not available to minors.
User Responsibilities
All users are expected to act ethically and maintain accurate communication when using our services.
Prohibited Uses
Certain actions are strictly forbidden for all users.
Intellectual Property
All website content, processes, and resources are property of the operator. Reproduction, copying, or unauthorised use, including distribution of proprietary materials, is prohibited without written consent except as specified by law.
User Content
User submissions must be appropriate, lawful, and relevant to consultation or communication topics.
User Rights to Submissions
By submitting to the site, users grant us non-exclusive rights to review and use the content for review and service improvement with due anonymity.
Privacy Policy
Personal information is handled according to Australian law and our site privacy policy. We protect user data, disclose rights, and provide secure contact channels for privacy concerns.
View privacy policyDisclaimer and Limitation of Responsibility
Service and information are for reference only. Professional or financial outcomes may differ case by case.
Important Note
We do not provide product recommendations, investment advice, or brokerage services at any time.
Limitation of Liability
We are not liable for actions taken on the basis of our consultations. Users are encouraged to seek professional legal or financial advice if required.
Indemnification
You agree to indemnify the site from claims, losses, or damages resulting from misuse or violation of these terms.
Dispute Resolution Process
We encourage contact for amicable resolutions, with further options for mediation if escalation is needed.
Arbitration
Any disputes may be referred to binding arbitration in accordance with Australian legal processes, if informal resolution fails.
Other remedies may exist under Australian law.
Online Dispute Resolution
For cross-border concerns, users may reference Australian consumer dispute options or applicable online platforms as provided by law.
Read our disclaimerSeverability
If any term is deemed invalid or unenforceable, remaining provisions remain in effect and enforceable by law.
Entire Agreement
This document constitutes the full agreement for website use unless otherwise mutually agreed in writing.
Applicable Law and Jurisdiction
These terms are governed by the laws of Australia and any related disputes shall be resolved by the appropriate local courts.
Termination
We reserve the right to terminate or restrict access for users violating these terms, as needed to protect service and integrity.
Changes
Terms may be updated periodically. Users will be notified of significant changes via the website, which will always reference the updated date.
Contact for Terms Queries
For questions about any website terms, use our contact details as provided on this site.
Contact email: content@phyravelon.com
Contact number: +61860595306
Contact address: 125 Stirling Street, Perth, WA 6000 Australia
Effective date: January 3, 2026
Version: 2.0